An out-of-network (OON) provider is a therapist or healthcare professional who doesn’t have a direct contract with your insurance company. This means you pay the therapist directly, and depending on your plan, you may be able to submit a claim for partial reimbursement.

15-minute Discovery Phone Call for New Clients: $0

Intake Assessment- Individual Clients (60 mins): $235

Individual Session (60 minutes): $215

Individual Session (90 minutes): $325

Many of our clients are able to receive partial reimbursement for therapy sessions through their insurance plan. I am happy to help you find out more information. If you’d like to do it on your own, here’s how you can find out what your specific out-of-network benefits include:

1. Contact Your Insurance Provider

Call the Member Services number listed on the back of your insurance card. This will connect you with a representative who can explain your plan details and walk you through your out-of-network coverage.

2. Ask Specific Questions

When speaking with your insurance representative, it helps to ask clear and detailed questions to understand your coverage. You can start with:

• What are my out-of-network benefits for mental health services?

• What percentage of the session cost will be reimbursed? (You can reference these common procedure codes:)

  • 90791 – Intake Session

  • 90837 – Individual Psychotherapy (60 min)

• Do I have a deductible to meet before reimbursement begins?

• How do I submit a claim for reimbursement?

• If my therapist’s fee is $______, how much can I expect to pay out-of-pocket, and how much may be reimbursed?

• What is my Maximum Out-of-Pocket (MOOP) limit for out-of-network care?

While we are an out-of-network provider, we make the reimbursement process easier by providing a superbill—an itemized receipt that includes all the information your insurance company needs to process a claim. You can submit this superbill directly to your insurance provider for potential reimbursement.

We offer a limited number of sliding scale spots for individuals who are experiencing financial hardship. These are available on a case-by-case basis.

I choose not to work directly with insurance companies so that I can maintain a smaller caseload and offer my clients the highest level of care. This allows me to be more present, attentive, and flexible in our work together. It also gives me the space to regularly invest in continuing education, consultation, and advanced trainings—so I can keep growing as a therapist and bring the most effective, up-to-date approaches into our sessions. While I don’t bill insurance directly, I’m happy to provide superbills that you can submit to your insurance provider for out of network claims for reimbursement.